How much medical expenses must you pay from an HSA before an FSA?

Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are both useful tools to help individuals save for medical expenses while enjoying tax benefits. But how much medical expenses must you pay from an HSA before an FSA kicks in?

Let's break it down:

• HSAs are individual accounts that can be paired with high-deductible health plans (HDHPs). They are funded by pre-tax contributions, and the funds can be withdrawn tax-free for qualified medical expenses.
• FSAs are also funded with pre-tax dollars but are typically offered through an employer. They have a
  

  Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) offer excellent options for individuals looking to manage their medical expenses and take advantage of tax benefits. While both accounts are designed to cover healthcare costs, the question often arises: How do HSAs and FSAs differ in terms of when the funds can be utilized?