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How Much Money Can I Contribute to My HSA in 2018?

Published October 4, 2023

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Short answer: In 2018, IRS maximum HSA contribution limits are $3,450 for self-only coverage and $6,900 for family coverage, with a $1,000 catch-up allowed for those 55 or older.

2018 IRS HSA contribution maximum limits

If you are considering contributing to a Health Savings Account (HSA) in 2018, it's essential to understand how much you can contribute towards it. The contribution limits for HSAs are set by the IRS based on individual and family coverage. In 2018, the maximum contribution limits are:

  • For individuals with self-only coverage: $3,450
  • For individuals with family coverage: $6,900

Catch-up, provider limits, and reminders

It's important to note that individuals who are 55 or older are allowed to make an additional catch-up contribution of $1,000 per year.

While these are the maximum contribution limits set by the IRS, it's also important to check with your HSA provider as they may have their own limits or guidelines.

Are you wondering how much you can contribute to your Health Savings Account (HSA) in 2018? Understanding the contribution limits is crucial to maximizing your savings. For that year, individuals with self-only coverage can contribute up to $3,450 , while those with family coverage can put in up to $6,900 .

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