How to Activate My HSA Debit Card BMO

Hello and welcome to our guide on activating your HSA debit card from BMO! If you're looking to get started with your health savings account and make use of the debit card facility provided by BMO, you've come to the right place. Activating your HSA debit card is a simple process that can be completed quickly. Here's how you can do it:

  1. Check for Activation Instructions: When you receive your HSA debit card from BMO, it usually comes with activation instructions. Be sure to read through these carefully before proceeding.
  2. Online Activation: One of the most common ways to activate your HSA debit card is through BMO's online banking portal. Log in to your account and look for the option to activate a new card. Follow the prompts to complete the activation process.
  3. Phone Activation: If you prefer to activate your HSA debit card over the phone, you can contact BMO's customer service helpline. A representative will guide you through the activation steps and help you get your card up and running.
  4. ATM Activation: Some BMO branches offer the option to activate your HSA debit card at their ATMs. Simply insert your card and follow the on-screen instructions to complete the activation process.

Once you've successfully activated your HSA debit card from BMO, you'll be ready to start using it for eligible healthcare expenses. Remember to keep track of your account balance and transactions to make the most of your health savings account benefits. If you have any questions or need further assistance, don't hesitate to reach out to BMO's customer support team.


Welcome to our comprehensive guide on how to activate your HSA debit card from BMO! Activating your card is a crucial step to fully utilize your health savings account's benefits. Let’s dive into the process that will get you spending on eligible healthcare expenses in no time!

  1. Check for Activation Instructions: Your HSA debit card will arrive with detailed activation steps. Make sure to read through these instructions carefully to ensure a smooth activation process.
  2. Online Activation: The online banking portal is one of the easiest methods for activation. Simply log into your BMO account and follow the prompts to get your card activated.
  3. Phone Activation: Prefer a personal touch? Call BMO's customer service, and one of their friendly representatives will assist you step by step to activate your card.
  4. ATM Activation: Head to a BMO ATM that supports card activation. Insert your card and follow the on-screen prompts to complete the activation smoothly.

Congratulations! Once activated, your HSA debit card is ready for use on qualified medical expenses. It’s wise to monitor your account regularly to maximize your health savings account benefits. For any questions, feel free to reach out to BMO's customer service anytime!

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter