HSA Guide
How to Claim After-Tax Contributions Made to HSA
Published November 1, 2023
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Get the appShort answer: Yes—keep accurate records of your after-tax HSA contributions, report them on IRS Form 8889, and indicate they are after-tax on your tax return.
Claiming after-tax HSA contributions steps
When it comes to claiming after-tax contributions made to your HSA, the process is straightforward. Here are the steps to follow:
- Keep accurate records of your after-tax contributions to the HSA throughout the year.
- At tax time, report these contributions on your tax return using IRS Form 8889.
- When filing your taxes, make sure to indicate that these contributions are after-tax to ensure they are not taxed again.
- By following these steps, you can properly claim your after-tax contributions made to your HSA and enjoy the tax benefits associated with them.
Claiming after-tax contributions made to your HSA is an integral part of maximizing your health savings benefits. Start by diligently keeping track of every after-tax contribution you make throughout the year to ensure you have all the necessary documentation ready.