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How to Find Interest Earned on HSA?

Published November 15, 2023

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Short answer: You can find your HSA interest by logging into your provider’s portal or app, checking for an 'Interest Earned'/'Account Growth' section, and reviewing statements; if invested, check investment returns separately.

Logging in to view balance and history

One of the great perks of having a Health Savings Account (HSA) is the ability to earn interest on your account balance. This interest can help grow your savings over time, providing even more financial benefits for your healthcare needs. But how do you find out how much interest you've earned on your HSA?

Here are some simple steps to help you uncover the interest earned on your HSA:

  • Log in to your HSA provider's online portal or mobile app.
  • Locate the section that displays your account balance and transaction history.
  • Look for a subsection specifically dedicated to interest earned or investment earnings.
  • Click on this section to view the details of the interest earned on your HSA.
  • You may also receive regular statements in the mail or via email that detail your interest earnings.
  • If you have invested your HSA funds, you may need to check a separate section for investment returns.

Finding the 'Interest Earned' details

By following these steps, you can easily track and monitor the interest earned on your HSA, keeping you informed about the growth of your savings.

Curious about how much interest your Health Savings Account (HSA) is earning? Monitoring the interest can help you understand the growth of your savings. Here's how to easily find this information:

  • Access your HSA provider's online platform or mobile application.
  • Navigate to the account overview section where your balance is displayed.
  • Check for a specific section labeled 'Interest Earned' or 'Account Growth.'
  • Click on this section to dive deeper into the interest details.
  • Remember that you might receive monthly or quarterly statements via email or post that also outline your interest earnings.
  • If you have investments within your HSA, look for a tab that covers investment performance separately.

Why tracking HSA interest matters

Keeping track of the interest accrued can motivate you to maximize your HSA savings for future healthcare expenses.

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