How to Find What Bank Holds an HSA Account with Former Employer?

When you leave a job, it's important to keep track of your HSA account and the bank that holds it. Here are some steps to help you locate your HSA account:

1. Contact the HR department of your former employer: They should be able to provide you with information regarding the bank that manages your HSA account.

2. Check your old emails: Look for any communication from the bank regarding your HSA account.

3. Review old pay stubs: Some employers include the name of the HSA custodian on pay stubs.

4. Use online tools: Websites like the National Association of Unclaimed Property Administrators (NAUPA) might help you locate any unclaimed HSA funds.

If you are still unable to locate your HSA account, consider reaching out to the IRS or a financial advisor for assistance.


When you leave a job, tracking your HSA account becomes essential, especially to understand where your funds are held. Start by contacting the HR department of your former employer, as they can provide valuable details about the bank that manages your HSA account.

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