How to Fix an Unauthorized Deposit to an HSA

Discovering an unauthorized deposit in your HSA account can be stressful, but there are steps you can take to resolve the issue efficiently. Here's a guide to help you address an unauthorized deposit to your HSA:

1. Identify the unauthorized deposit: Review your HSA transactions to pinpoint the erroneous deposit.

2. Contact your HSA provider: Reach out to your HSA provider immediately to report the unauthorized deposit.

3. Provide necessary information: Be prepared to provide details such as the amount of the deposit, the date it occurred, and any other relevant information to assist in the investigation.

4. Follow up regularly: Stay in touch with your HSA provider and follow up on the progress of resolving the unauthorized deposit.

5. Take corrective action: Depending on the situation, your HSA provider may reverse the deposit or provide guidance on next steps.

By following these steps and staying proactive, you can rectify an unauthorized deposit to your HSA and safeguard your account.


Finding an unauthorized deposit in your Health Savings Account (HSA) can feel alarming, but handling it doesn’t have to be complicated. Start by reviewing your recent transactions to identify the unauthorized deposit.

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