How to Get HSA or FSA to Cover Postpartum Doula Services

Postpartum doula services can be essential for new mothers during the postpartum period, offering support and guidance as they navigate the challenges of early motherhood. If you are wondering how to get your HSA (Health Savings Account) or FSA (Flexible Spending Account) to cover the costs of postpartum doula services, here's what you need to know.

Firstly, it's important to understand that postpartum doula services are considered eligible medical expenses by the IRS, which means they can be paid for using funds from your HSA or FSA.

Here are the steps to follow in order to get your HSA or FSA to cover postpartum doula services:

1. Consult your HSA or FSA provider: Reach out to your HSA or FSA provider to understand their specific guidelines and requirements for reimbursing postpartum doula services.
2. Obtain a prescription or letter of medical necessity: Depending on your provider's requirements, you may need to get a prescription or a letter of medical necessity from your healthcare provider recommending postpartum doula services as medically necessary.
3. Keep detailed records: Keep thorough records of all invoices and receipts related to the postpartum doula services you receive, as you will need these for reimbursement purposes.
4. Submit a reimbursement claim: Follow your HSA or FSA provider's instructions for submitting a claim for reimbursement of the postpartum doula services.

By following these steps and providing the necessary documentation, you can typically use your HSA or FSA to cover the costs of postpartum doula services, easing the financial burden during this important time.

Did you know that postpartum doula services not only provide physical help but also emotional support for new moms? If you're looking to utilize your HSA or FSA for these services, it's essential to follow the right steps to ensure coverage.