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How to Open an HSA Account with Fidelity

Published December 5, 2023

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Short answer: You can open an HSA with Fidelity by visiting the Fidelity website, choosing required details and investment options, submitting your application, funding it, and using funds for qualified medical expenses—eligibility requires enrollment in an HDHP.

Fidelity HSA opening steps and use

Opening an HSA account with Fidelity is a simple and straightforward process that can offer you tax advantages and help you save for your medical expenses. Here's a step-by-step guide on how to get started:

  • Go to the Fidelity website and search for Health Savings Accounts.
  • Click on 'Open an Account' and fill out the required information such as your personal details and beneficiary information.
  • Choose your investment options based on your risk tolerance and financial goals.
  • Review and submit your application.
  • Once your application is approved, fund your HSA account either through contributions or rollovers from another HSA.
  • Start using your HSA funds for qualified medical expenses.

HDHP eligibility and professional guidance

It's important to note that to be eligible to open an HSA account, you must be enrolled in a high-deductible health plan (HDHP). Consult with a financial advisor or tax professional if you have any questions about HSAs.

Opening an HSA account with Fidelity is not just a great way to save for medical expenses, it’s a smart financial move that can maximize your tax savings. Start by visiting the Fidelity website and navigating to the Health Savings Accounts section.

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