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How to Pay for Orthopedic Shoes with HSA?

Published December 8, 2023

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Short answer: Orthopedic shoes can be paid for using an HSA if the IRS deems them eligible, you have a medical prescription, buy from an eligible provider, keep receipts, and submit a reimbursement claim.

Why Orthopedic Shoes May Be Needed

Orthopedic shoes can be a necessary expense for those with foot or alignment issues, and Health Savings Accounts (HSAs) can help cover the cost.

Orthopedic shoes are essential for many individuals facing foot or alignment challenges, and leveraging your Health Savings Account (HSA) is a smart way to help manage the costs involved.

How to Pay Using Your HSA

Here’s how you can pay for orthopedic shoes using your HSA:

  • Check HSA Eligibility: Ensure that orthopedic shoes are considered an eligible expense by the IRS under HSA guidelines.
  • Get a Prescription: A prescription from a healthcare provider stating the medical necessity of orthopedic shoes is usually required for HSA reimbursement.
  • Purchase Orthopedic Shoes: Buy your orthopedic shoes from an eligible provider or retailer.
  • Keep Receipts: Retain all receipts and documentation for the orthopedic shoe purchase for HSA record-keeping purposes.
  • Submit Reimbursement Claim: Submit a reimbursement claim to your HSA provider along with the necessary documentation for approval.

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