How to Report Fraudulent HSA Charges - A Comprehensive Guide

Discovering fraudulent charges on your HSA account can be concerning, but there are steps you can take to report and resolve them promptly. If you suspect unauthorized transactions or fraudulent activities on your HSA, follow these steps:

1. Review Your HSA Transactions: Regularly monitor your HSA transactions online or through statements to spot any unusual or unauthorized charges.
2. Contact Your HSA Provider: Once you identify suspicious activity, reach out to your HSA provider immediately to report the fraudulent charges.
3. File a Complaint: Submit a formal complaint detailing the unauthorized transactions and provide any supporting documentation.
4. Work with Your HSA Provider: Stay in communication with your HSA provider throughout the investigation process and provide any additional information they may require.
5. Report to Authorities: If necessary, report the fraudulent charges to the appropriate authorities, such as the Federal Trade Commission or local law enforcement.
6. Monitor Your Account: Continue monitoring your HSA account for any further unauthorized activity and follow up with your provider to ensure resolution.

By following these steps and remaining vigilant, you can effectively report and address fraudulent charges on your HSA account.

Notice any fraudulent charges on your HSA account? It can be a scary experience, but you can take action! Start by reviewing your recent transactions to find discrepancies. If you spot something suspicious, don’t hesitate to reach out to your HSA provider for help in resolving the issue.