How to Use Cigna HSA Debit Card Over the Counter

Using your Cigna HSA debit card over the counter is a convenient way to access your health savings account funds for eligible medical expenses without having to pay out of pocket and then apply for reimbursement. Here's how you can make the most of your Cigna HSA debit card:

• Locate a participating merchant or pharmacy that accepts HSA debit cards for over-the-counter purchases.
• Ensure that the item you are purchasing is considered an eligible medical expense according to IRS guidelines.
• Present your Cigna HSA debit card at the checkout like you would with any other payment card.
• Verify that the charge went through and that the amount was deducted from your HSA balance.
• Retain your receipt for record-keeping purposes and potential future reference.

It's essential to understand how to use your Cigna HSA debit card responsibly to maximize the benefits of your health savings account.

Using your Cigna HSA debit card over the counter makes it easy to manage your health expenses effectively. When you need to purchase eligible items, simply find a participating store that accepts HSA debit cards.