How to Use Fidelity HSA Account: A Comprehensive Guide for Beginners

If you're new to Health Savings Accounts (HSAs) and using Fidelity HSA account, it's essential to understand how to maximize its benefits effectively. Fidelity offers a user-friendly platform that allows you to manage your HSA efficiently. Let's dive into the steps on how to use your Fidelity HSA account:

  1. Open Your Fidelity HSA Account: Visit the Fidelity website and follow the instructions to open your HSA account.
  2. Contribute to Your HSA: Set up automatic contributions or make manual contributions to your account to build your savings.
  3. Use Your HSA Debit Card: Fidelity provides a debit card specifically for your HSA expenses. Use it to pay for qualified medical expenses.
  4. Track Your Expenses: Keep records of your medical expenses and payments made using your HSA funds for tax purposes.
  5. Invest Your HSA Funds: Fidelity offers investment options for your HSA funds to help grow your savings over time.

By following these simple steps, you can make the most of your Fidelity HSA account and secure your financial future.


Opening a Fidelity HSA account is a simple process. By visiting the Fidelity website, you can easily find the right options tailored to your needs, ensuring you've got your path to smarter healthcare spending all set up.

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

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