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How to Use Fidelity HSA Debit Card at ATM?

Published January 3, 2024

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Short answer: You can withdraw HSA funds with a Fidelity HSA debit card at a surcharge-free ATM by following the ATM steps, but withdrawal limits and fees may apply.

ATM withdrawal steps with Fidelity HSA card

Using your Fidelity HSA debit card at an ATM is a convenient way to access your health savings account funds when needed. Follow these simple steps to make withdrawals:

  • Locate a surcharge-free ATM that accepts Fidelity HSA debit cards.
  • Insert your Fidelity HSA debit card into the ATM machine.
  • Enter your Personal Identification Number (PIN) when prompted.
  • Select the 'withdrawal' option from the ATM menu.
  • Enter the amount you wish to withdraw from your HSA account.
  • Confirm the transaction details and wait for the ATM to dispense the cash.
  • Remember to take your Fidelity HSA debit card and the cash before leaving the ATM.

Note on potential ATM limits and fees

It's important to note that using your Fidelity HSA debit card at an ATM may be subject to withdrawal limits and fees.

Accessing your Fidelity HSA debit card at an ATM is simple and efficient. Just follow these easy steps to ensure a smooth withdrawal experience:

  • Find a surcharge-free ATM that supports Fidelity HSA debit cards to avoid unnecessary fees.
  • Carefully insert your Fidelity HSA debit card into the ATM machine.
  • When prompted, enter your Personal Identification Number (PIN) to ensure security.
  • Select the 'withdrawal' option from the menu displayed on the ATM screen.
  • Input the amount you’d like to withdraw from your health savings account.
  • Review the transaction details before confirming it and wait as the ATM processes your request.
  • Don't forget to retrieve your Fidelity HSA debit card and the cash before leaving the ATM.

Keep in mind that while using your Fidelity HSA debit card at an ATM is straightforward, there may be withdrawal limits and fees that could apply, so it’s wise to check with your bank.

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