How to Use HSA Card at ATM: A Comprehensive Guide

Using your HSA card at an ATM is a convenient way to access your health savings account funds. Here's a step-by-step guide to help you navigate this process seamlessly:

1. Find an ATM that accepts HSA cards: Look for ATMs with the Visa or Mastercard logo, as most HSA cards are affiliated with one of these networks.

2. Insert your HSA card: Insert your card into the ATM just like you would with a regular debit or credit card.

3. Enter your PIN: Type in your confidential Personal Identification Number (PIN) to authenticate the transaction.

4. Select 'Checking' account: Even though your HSA card is linked to a savings account, choose the 'Checking' option when prompted on the ATM screen.

5. Enter the withdrawal amount: Specify the amount you wish to withdraw from your HSA. Ensure it does not exceed your available balance.

6. Confirm the transaction: Review the details displayed on the screen and confirm the withdrawal.

7. Collect cash and receipt: Retrieve the cash from the ATM along with the transaction receipt for your records.

Remember to keep track of your HSA transactions for tax and record-keeping purposes.

Using your HSA card at an ATM is not only a convenient option for accessing your health savings account funds, but it's also a great way to ensure you're always prepared for unexpected medical expenses. Here's a step-by-step guide to help you navigate this process seamlessly: