How to Use Your HSA Card at ATM - A Helpful Guide

If you have a Health Savings Account (HSA), you may wonder how to use your HSA card at an ATM. Using your HSA card at an ATM is a convenient way to access your funds for qualified medical expenses or other eligible purchases. Here's a helpful guide on how to use your HSA card at an ATM:

  1. Locate an ATM that accepts HSA cards: Not all ATMs may accept HSA cards, so make sure to look for ATMs that display the Visa or Mastercard logo.
  2. Insert your HSA card: Insert your HSA card into the ATM's card slot, just like you would with a debit or credit card.
  3. Enter your PIN: When prompted, enter your unique Personal Identification Number (PIN) associated with your HSA card.
  4. Select your transaction: Choose the type of transaction you want to make, such as withdrawing cash or checking your balance.
  5. Follow the ATM instructions: Follow the on-screen instructions to complete your transaction securely.
  6. Retrieve your card and receipt: Once the transaction is completed, don't forget to take your HSA card and any receipts from the ATM.

Using your HSA card at the ATM is a simple and secure way to access your funds whenever you need them. Just remember to keep track of your transactions and only use your HSA funds for qualified expenses to maximize your tax benefits.


Using your HSA card at an ATM is not just convenient; it's a smart financial choice that puts your healthcare funds right at your fingertips. Follow these simple steps to get cash when you need it!

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