How to Withdraw Money from Fidelity HSA?

Withdrawing money from your Fidelity Health Savings Account (HSA) is a simple process that can be done conveniently. Here's how you can withdraw funds from your Fidelity HSA:

  1. Log in to your Fidelity account online or through the mobile app.
  2. Navigate to the HSA section and locate the option for withdrawals.
  3. Choose the amount you wish to withdraw from your HSA.
  4. Select the account you want the funds deposited into (e.g., your checking account).
  5. Review the withdrawal details and confirm the transaction.
  6. Wait for the funds to be transferred, typically within a few business days.

It's important to note that when withdrawing money from your Fidelity HSA, you may need to provide documentation or proof of eligible medical expenses, especially if you are under audit by the IRS.


Withdrawing money from your Fidelity Health Savings Account (HSA) is a seamless experience, combining ease with efficiency. To get started, simply log in to your Fidelity account, either online or via the mobile app.

  1. After logging in, navigate to the HSA section to find the withdrawals option.
  2. Select the amount you'd like to withdraw from your HSA.
  3. Pick the destination account for the funds, like your checking or savings account.
  4. Confirm all withdrawal details carefully before processing.
  5. Once confirmed, your funds will typically appear in your chosen account within a few business days.

Keep in mind, if you're ever audited by the IRS, you may need to present documentation proving that your withdrawals are for eligible medical expenses.

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