How to Withdraw Money from Optum Bank HSA?

Withdrawing money from your Optum Bank HSA is a simple process that can be done conveniently. Here are the steps:

  1. Log in to your Optum Bank HSA account online or through the mobile app.
  2. Go to the 'Withdraw Funds' or 'Make a Withdrawal' section.
  3. Choose the amount you want to withdraw.
  4. Select the destination for the withdrawn funds (e.g., transfer to your bank account).
  5. Review and confirm the withdrawal details.
  6. Submit the withdrawal request.
  7. Wait for the processing time, typically 2-4 business days for the funds to reach your selected destination.

Optum Bank HSA offers flexibility and convenience when it comes to accessing your HSA funds.


Withdrawing money from your Optum Bank HSA is straightforward and user-friendly. Follow these simple steps to access your funds whenever you need them:

  1. First, log into your Optum Bank HSA account online or via the mobile app.
  2. Navigate to the 'Withdraw Funds' or 'Make a Withdrawal' section.
  3. Decide how much money you want to withdraw.
  4. Select where the funds will go (for instance, transferring to your bank account or receiving a check).
  5. Double-check all the withdrawal details to ensure everything is correct.
  6. Confirm your withdrawal by submitting the request.
  7. Typically, you can expect to wait 2-4 business days for the money to arrive in your selected destination.

With Optum Bank HSA, accessing your health savings is not only straightforward but also flexible!

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

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