Is a Dental Crown Payable from HSA?

When it comes to using your Health Savings Account (HSA) for various medical expenses, including dental treatments, the rules can sometimes be confusing. The good news is that dental crowns are generally considered an eligible expense that can be paid for using HSA funds.

A dental crown is a common restoration for a damaged tooth, and it is classified as a necessary dental procedure for oral health. Here's what you need to know about using your HSA for dental crowns:

  • Dental crowns are typically eligible for HSA reimbursement.
  • Make sure the dental crown is recommended by your dentist as a necessary treatment for your oral health.
  • Keep all receipts and documentation related to the dental crown for HSA record-keeping.

While dental crowns are generally covered by HSA funds, it's essential to check with your HSA provider and review your plan details to ensure eligibility. By using your HSA for dental crowns, you can save on out-of-pocket expenses for necessary dental care.


When deciding on whether to use your Health Savings Account (HSA) for dental treatments like crowns, it's important to understand the rules and how they can benefit you. The beauty of HSAs is that they can help alleviate the financial burden of necessary procedures.

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