Is Birth Control Covered by HSA? Here's What You Need to Know

One common question that people ask about Health Savings Accounts (HSAs) is whether birth control is covered. The answer is yes, in most cases, HSA funds can be used to pay for birth control expenses. This includes various contraceptive methods prescribed by a healthcare provider. It's a valuable benefit that can help individuals manage their reproductive health and plan for the future.

When considering using your HSA for birth control expenses, here are some key points to keep in mind:

  • HSA funds can typically be used to cover the cost of prescription birth control methods.
  • Over-the-counter (OTC) contraceptives may also be eligible for HSA reimbursement with a prescription from a healthcare provider.
  • Keep records of your expenses and prescriptions for tax purposes and to substantiate HSA withdrawals.
  • It's important to check with your HSA provider or review your plan details to confirm coverage for birth control expenses.

Understanding the coverage of birth control expenses by your HSA can empower you to make informed decisions about your reproductive health without worrying about the financial burden.


Did you know that your Health Savings Account (HSA) can help cover birth control costs? It's an incredible way to save money while taking care of your reproductive health. Most prescription contraceptions are eligible for HSA reimbursements, making it easier for you to manage these expenses proactively.

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