Is High Intensity Interval Training Covered by HSA/FSA?

High Intensity Interval Training (HIIT) is a popular form of exercise that many people enjoy for its effectiveness in burning calories and improving cardiovascular fitness. When it comes to using your Health Savings Account (HSA) or Flexible Spending Account (FSA) to cover fitness expenses, it's essential to understand what types of fitness activities are eligible.

HIIT is a form of exercise that alternates between short bursts of intense activity and brief periods of rest or lower intensity exercise. Many people find HIIT to be efficient and time-saving, making it a favored choice for those with busy schedules.

While HSA and FSA accounts can cover certain medical expenses, they do not typically reimburse expenses related to general health and fitness. However, there are some scenarios in which you may be able to use your HSA/FSA funds for HIIT:

• If your doctor has recommended HIIT as part of a treatment plan for a specific medical condition such as obesity, diabetes, or heart disease.
• If you have a Health Reimbursement Arrangement (HRA) that specifically includes coverage for fitness activities like HIIT.
• If the HIIT class or program you are interested in is held at a medical facility or is supervised by a healthcare provider.

It's important to check with your HSA/FSA provider and review your plan's specific guidelines to determine if HIIT expenses are eligible for reimbursement. Keeping detailed records, including a doctor's recommendation and receipts for classes or programs, can help support your case for reimbursement.

High Intensity Interval Training (HIIT) is not only an efficient workout choice, but when appropriately prescribed by a healthcare professional, it can also be a potential candidate for expenses covered under your HSA or FSA.