Is Insect Repellent HSA Eligible? All You Need to Know

When it comes to healthcare expenses, a Health Savings Account (HSA) can be a valuable tool that allows you to save money for medical expenses while enjoying tax benefits. But, is insect repellent HSA eligible?

The short answer is yes, insect repellent is HSA eligible. Insect repellent falls under the category of over-the-counter (OTC) medications and supplies that are considered eligible for HSA reimbursement as long as they are used to treat or prevent a specific medical condition.

Here are some key points to consider when using your HSA for insect repellent:

  • Insect repellent must be used to prevent or treat a medical condition, such as insect bites, Lyme disease, Zika virus, etc.
  • It is advisable to keep a record of your insect repellent purchases along with a note specifying the medical condition it is used for.
  • Check with your HSA provider or refer to the list of eligible expenses provided by the IRS to ensure compliance.

By utilizing your HSA funds for insect repellent, you can not only protect yourself from insect-borne illnesses but also make the most of your HSA benefits.


Yes, insect repellent is indeed HSA eligible, a fact that can save you money while keeping those pesky bugs at bay. As an OTC medicine, it qualifies for reimbursement under your Health Savings Account when used for specific medical needs.

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