Is Massage Covered in HSA?

Many people wonder if massage therapy is covered under a Health Savings Account (HSA). The short answer is, it depends on the circumstances.

Firstly, it's important to understand that HSAs are tax-advantaged accounts that can be used for qualified medical expenses.

Here are some key points to consider:

  • Massage therapy can be covered by an HSA if it is recommended by a healthcare provider to treat a specific medical condition.
  • If the massage is solely for relaxation or general wellness and not prescribed by a healthcare provider, it may not be considered a qualified expense.
  • Some HSA providers may have specific guidelines regarding what is considered an eligible expense for reimbursement.
  • It's always best to check with your HSA provider or refer to the IRS guidelines for a definitive answer.

While it may vary in different cases, it's possible that massage therapy could be covered under your HSA if it meets the necessary criteria.


If you're considering using your Health Savings Account (HSA) for massage therapy, it's crucial to recognize the distinction between therapeutic massage and personal wellness treatments.

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