Is Orthodontics a HSA Eligible Expense in 2017?

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HSA and orthodontics eligibility basics

When it comes to managing your health expenses, having a Health Savings Account (HSA) can be a great tool. An HSA allows you to save pre-tax money to pay for qualified medical expenses, but what about orthodontic treatments?

In 2017, orthodontics can be considered a HSA-eligible expense if it is deemed necessary to treat a medical condition. For example, if a dentist recommends braces to correct a jaw alignment issue, it could be considered eligible for HSA funds.

Cosmetic orthodontics not typically HSA-qualified

However, cosmetic orthodontic procedures, like teeth whitening or veneers, are typically not covered under HSA guidelines as they are considered elective treatments. It's essential to check with your HSA provider and review IRS guidelines to ensure your orthodontic treatment qualifies.

Documentation and guidance for using HSA

Remember, proper documentation is crucial when using HSA funds for orthodontic treatment. Make sure to keep all receipts and documentation from your orthodontist to substantiate the medical necessity of the treatment.

By understanding what orthodontic treatments are HSA-eligible in 2017, you can make informed decisions about using your HSA funds for dental care.

Understanding the ins and outs of your Health Savings Account (HSA) is essential, especially when it comes to using it for orthodontic treatments. In 2017, orthodontics can qualify as a HSA expense if the treatment is necessary to alleviate a medical issue. For instance, braces recommended by a dentist due to jaw problems may qualify, whereas purely cosmetic treatments do not.