Is Orthodontics HSA Eligible Expenses 2017?

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When orthodontics qualifies as HSA expense

Orthodontic treatments can be a significant expense for many individuals and families. If you are wondering whether orthodontics is a qualified expense for your Health Savings Account (HSA), the answer is yes, in most cases. In 2017, orthodontic treatments were eligible HSA expenses.

Many families face the burden of orthodontic care when it comes time for their children to start braces or other corrective treatments. Fortunately, as of 2017, you can use your Health Savings Account (HSA) to cover these necessary treatments, which can alleviate some financial strain!

Requirements: medical necessity and non-cosmetic limits

It's important to note that while orthodontic treatments are generally considered an eligible expense for HSAs, there are some key factors to keep in mind:

• Orthodontic treatments must be medically necessary to be eligible for reimbursement from your HSA.
• Braces, retainers, Invisalign, and other orthodontic devices are typically covered expenses.
• Cosmetic procedures, such as teeth whitening or veneers, are not considered eligible expenses under an HSA.

Documentation steps for HSA orthodontic payments

When using your HSA funds to pay for orthodontic treatments, make sure to keep detailed records of your expenses and any doctor's recommendations to substantiate the medical necessity of the treatment. This will help ensure that your HSA expenses are properly documented and in compliance with IRS regulations.