Is Physical Therapy HSA Eligible? - All You Need to Know

When it comes to managing your health and finances, Health Savings Accounts (HSAs) are a valuable tool that can help you save money on eligible healthcare expenses. If you're wondering whether physical therapy is HSA eligible, the answer is yes!

Physical therapy is a common medical service that is often covered by HSAs. Whether you're recovering from an injury, surgery, or managing a chronic condition, physical therapy can be an essential part of your healthcare plan.

Here's what you need to know about the eligibility of physical therapy under HSA:

  • Physical therapy is considered a qualified medical expense under HSA regulations.
  • To use your HSA funds for physical therapy, you must have a prescription or recommendation from a licensed healthcare provider.
  • Payments for physical therapy services are typically eligible for reimbursement from your HSA account.
  • It's important to keep detailed records and receipts for all physical therapy expenses to ensure HSA compliance.

By utilizing your HSA for physical therapy, you can save money on out-of-pocket expenses and take control of your healthcare needs. Remember that every individual's HSA plan may vary, so it's essential to check with your HSA provider for specific details on coverage and eligibility.


Physical therapy is not only essential for rehabilitation but is also HSA eligible, making it an excellent choice for managing healthcare costs.

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