Is Smile Direct Club Payable by HSA? - Everything You Need to Know

When exploring options for orthodontic treatment, many people wonder if Smile Direct Club is payable by HSA. Health Savings Accounts (HSAs) are becoming increasingly popular for covering a wide range of healthcare expenses, including dental care.

So, is Smile Direct Club payable by your HSA? The answer is yes! Smile Direct Club is an eligible expense that can be paid for using funds from your HSA.

Here are some key points to consider:

  • Smile Direct Club qualifies as a medical expense under IRS guidelines.
  • You can use your HSA to pay for your Smile Direct Club aligners, monthly plans, and other associated costs.
  • Using your HSA to pay for Smile Direct Club can help you save money on out-of-pocket dental expenses.

It's important to note that while HSA funds can be used to pay for Smile Direct Club, you may need to provide documentation to verify that the treatment is medically necessary. This can typically be done by obtaining a letter from your dentist or orthodontist.

By using your HSA to pay for Smile Direct Club, you can take advantage of pre-tax dollars to cover your orthodontic treatment, ultimately making it more affordable.

So, if you're considering Smile Direct Club as a teeth straightening option, rest assured that you can use your HSA to make it a budget-friendly choice.


As orthodontic treatments grow in popularity, many are curious whether they can use their HSA funds for services like Smile Direct Club. The good news is that Smile Direct Club is indeed a qualified expense under the IRS regulations for HSAs, making it a viable option to manage your dental expenses effectively.

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