Is Sunscreen an HSA Eligible Expense?

One common question that arises among HSA account holders is whether sunscreen is an eligible expense under their health savings account. The answer to this question is yes, sunscreen can be considered an HSA eligible expense.

Using sunscreen to protect your skin from harmful UV rays and reduce the risk of skin cancer aligns with the preventive care aspect of HSA eligible expenses. Preventive care items and services that can be paid for using HSA funds include:

  • Sunscreen with SPF 15 or higher
  • Lip balm with SPF
  • After-sun care products

It's important to note that not all types of sunscreen or sun care products may be eligible. When purchasing these items with your HSA funds, it's advisable to check with your HSA provider or refer to the IRS guidelines for a detailed list of eligible expenses.

By utilizing your HSA funds for sunscreen and other sun care products, you can prioritize your health and well-being while also taking advantage of the tax benefits offered by your HSA account.


Did you know that sunscreen is more than just a beauty product? It's actually considered an HSA eligible expense! This means you can use your health savings account funds to purchase sunscreen, ensuring that you protect your skin from harmful UV rays while also reaping the tax benefits that come with your HSA.

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter