Is Sunscreen HSA Eligible 2019? Exploring Benefits of Sunscreen Purchases with Your Health Savings Account

Are you wondering if sunscreen is HSA eligible in 2019? The short answer is that typically, sunscreen is not eligible for reimbursement through your Health Savings Account (HSA). However, there are certain circumstances where sunscreen may be considered a qualified medical expense under HSA guidelines.

Under IRS rules, eligible medical expenses for HSA use include treatments or preventive care that alleviate or prevent physical or mental ailments. While traditional sunscreen for daily use might not fall under this category, specific types of sunscreen with medical benefits may qualify for HSA reimbursement.

For instance, if your doctor prescribes a special type of sunscreen to treat a skin condition like melanoma or severe sun sensitivity, the cost of that prescription sunscreen could potentially be considered an eligible expense. It's important to always keep detailed records and a prescription from your healthcare provider to substantiate these types of purchases.

Are you curious about whether sunscreen is HSA eligible in 2019? While the typical sunscreen used for daily care is generally not considered an eligible expense under your Health Savings Account (HSA), there are specific scenarios where some forms of sunscreen might qualify for reimbursement.