Is Sunscreen HSA Eligible 2020? Understanding HSA Guidelines for Sunscreen

Are you wondering if sunscreen is HSA eligible in 2020? As the summer approaches, it's essential to know what expenses your Health Savings Account (HSA) can cover. Let's delve into the details to understand the guidelines for sunscreen and HSA eligibility.

● Sunscreen is considered an eligible expense under an HSA when prescribed by a healthcare provider to treat a specific medical condition.

● Over-the-counter (OTC) sunscreen, unless prescribed, is generally not covered by HSA funds.

● To determine if sunscreen is HSA eligible, check with your healthcare provider or insurance company for specific guidelines.

Understanding HSA rules can help you maximize your tax savings and benefit from your healthcare expenses. Stay informed to make the most out of your HSA funds!


As you gear up for summer, understanding if sunscreen is HSA eligible is crucial. While sunscreen is generally vital for skin protection, only those that are prescribed by a healthcare provider for specific medical conditions qualify for HSA reimbursement.

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