Is There a Cost to Invest in Fidelity HSA?

When it comes to investing in a Fidelity Health Savings Account (HSA), one of the key aspects that individuals often inquire about is the cost involved. This concern is valid as understanding the fees associated with investment options is crucial for making informed financial decisions. So, let's delve into the question: Is there a cost to invest in a Fidelity HSA?

It's important to note that Fidelity offers a wide range of investment options for HSA accounts, and the associated costs can vary depending on the specific investments chosen. Here are some key points to consider:

  • Fidelity provides a selection of mutual funds, stocks, bonds, and other investment vehicles for HSA users.
  • Each investment option may have its own expense ratios or fees, which can impact the overall cost of investing in a Fidelity HSA.
  • Some mutual funds may charge management fees or sales loads, so it's essential to carefully review the details of each investment before making a decision.
  • Additionally, individuals should consider any trading fees or commissions that may apply when buying or selling investments within their Fidelity HSA.

It's worth mentioning that Fidelity aims to offer competitive pricing for its investment products, and users can access resources to help them make informed choices about their investment strategy and associated costs.

Ultimately, while there may be costs associated with investing in a Fidelity HSA, the specific fees will depend on the investment options selected and can vary from one individual to another.


Many people wonder about the costs associated with investing in a Fidelity Health Savings Account (HSA). Understanding these costs is vital for making smart financial choices.

Fidelity offers a diverse range of investment options for HSA holders, and each comes with its own set of fees. Here’s what you need to know:

  • Investment options include mutual funds, stocks, and bonds, each with varying expense ratios.
  • Some mutual funds may entail management fees or sales loads, so reviewing the fine print is crucial.
  • There may also be trading fees that apply whenever you buy or sell assets in your HSA.

While costs may arise, Fidelity strives to keep their pricing competitive. Furthermore, they provide resources designed to assist users in navigating their investment choices effectively.

Bear in mind, the exact fees can vary significantly based on your selected investments.

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter