What can be purchased on an HSA card?

Health Savings Accounts (HSAs) are a great way to save for medical expenses while also providing tax benefits. One common question people have is what can be purchased using an HSA card. Here's a helpful guide to what you can use your HSA card for:

• Prescription medications
• Doctor and specialist visits
• Dental care, including cleanings, fillings, and orthodontics
• Eye exams, contact lenses, and prescription glasses
• Medical supplies such as bandages, crutches, and blood pressure monitors
• Mental health counseling and therapy
• Chiropractic care
• Acupuncture

It's important to note that not all expenses may be eligible for HSA reimbursement, so it's best to check with your HSA provider or refer to the IRS guidelines for a detailed list of qualified medical expenses.

Health Savings Accounts (HSAs) are an incredibly beneficial tool for managing healthcare costs, allowing you to not only save money but also enjoy tax advantages. One of the most frequently asked questions among HSA holders is: what can I actually buy with my HSA card? Here’s a helpful guide to clarify what expenses are eligible for HSA payments:

• Prescription medications – both over-the-counter medicines and products with a doctor's prescription.
• Doctor and specialist visits, saving you out-of-pocket costs and allowing you to get the care you need.
• Dental care, covering everything from routine cleanings and fillings to orthodontic treatments.
• Eye exams, as well as the purchase of contact lenses and prescription glasses to enhance your vision.
• Medical supplies like bandages, crutches, thermometers, and blood pressure monitors to assist with at-home care.
• Mental health counseling and therapy, recognizing the importance of mental wellness as part of your overall health.
• Chiropractic care for those who need relief from back pain or other musculoskeletal issues.
• Acupuncture services, which have been beneficial for various conditions and well-being.

Be sure to verify with your HSA provider for the most accurate and updated information as certain expenses may not be eligible for HSA reimbursement. It's also recommended to consult IRS guidelines to have a comprehensive list of qualified medical expenses.