What Are the Maximum Pre-Tax HSA Contribution Amounts for a Couple?

When it comes to maximizing your healthcare savings, understanding the contribution limits for Health Savings Accounts (HSAs) is crucial, especially for couples looking to save for their medical expenses. For the tax year 2021, the maximum pre-tax HSA contribution amounts for a couple are as follows:

• For family coverage: $7,200
• Catch-up contribution for individuals age 55 and older: $1,000

It's important to note that these contribution limits are subject to change annually, so it's recommended to stay informed about any updates from the IRS.

Understanding the contribution limits for Health Savings Accounts (HSAs) is essential for couples aiming to boost their healthcare savings, especially in 2021.

• For those with family coverage, the maximum pre-tax HSA contribution amount stands at $7,200.
• If at least one spouse is 55 or older, they can each contribute an additional catch-up amount of $1,000.

Remember, these limits can change each year, so make a habit of checking the latest figures from the IRS to ensure you're maximizing your savings potential.