What are Some Good Mutual Funds for an HSA Account?

When it comes to choosing mutual funds for your HSA (Health Savings Account), it's essential to consider funds that align with your investment goals and risk tolerance. Mutual funds are a popular choice for HSA accounts due to their diversification and professional management. Here are some good mutual funds to consider for your HSA:

  • Vanguard Total Stock Market Index Fund (VTSAX)
  • Fidelity Total Market Index Fund (FSKAX)
  • SPDR S&P 500 ETF Trust (SPY)
  • Dodge & Cox Stock Fund (DODGX)
  • T. Rowe Price Blue Chip Growth Fund (TRBCX)

These funds offer a mix of different asset classes and investment styles, allowing you to create a well-rounded investment portfolio within your HSA. Before investing, make sure to research each fund's performance history, expenses, and investment objectives to ensure they fit your financial goals.


When it comes to selecting mutual funds for your Health Savings Account (HSA), it's crucial to pick options that resonate with your investment strategy and comfort level with risk. Mutual funds are often favored for HSAs because they provide built-in diversification and the benefit of professional management. Popular choices include the Vanguard Total Stock Market Index Fund (VTSAX) and the Fidelity Total Market Index Fund (FSKAX), both offering a broad exposure to the market.

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