What Baby Items are HSA Eligible?

When preparing for the arrival of a new baby, navigating the world of baby items can be overwhelming. Did you know that your HSA (Health Savings Account) can help cover some expenses related to baby care? Here are some baby items that are HSA eligible:

  • Diapers and diaper pails
  • Breast pumps and supplies
  • Baby thermometers and medical kits
  • Baby monitors
  • Prenatal vitamins
  • Nursing pads and nipple shields

These are just a few examples of baby items that can be purchased using your HSA funds. It's essential to check with your HSA provider for a full list of eligible items and any specific guidelines.


When preparing for the arrival of a new baby, it's easy to feel overwhelmed by the sheer volume of baby items on your shopping list. However, did you know that your Health Savings Account (HSA) can help alleviate some of that financial stress? You can use your HSA funds to cover a variety of essential baby items! Here are some great options you can purchase with your HSA:

  • Diapers and diaper pails – keeping your little one clean is a top priority, and these essentials can add up quickly.
  • Breast pumps and supplies – crucial for nursing mothers, these tools can be quite an investment.
  • Baby thermometers and medical kits – being prepared for minor health issues is always wise.
  • Baby monitors – stay connected and ensure the safety of your baby while you multitask.
  • Prenatal vitamins – supporting your health during pregnancy is vital for you and your developing baby.
  • Nursing pads and nipple shields – both helpful for new mothers looking to get comfortable while breastfeeding.

These items are just the beginning! Make sure to consult your HSA provider for a comprehensive list of eligible purchases tailored to your needs and any specific conditions you need to follow.

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