What Banks Offer HSA Savings Accounts?

If you're looking to open an HSA (Health Savings Account) to save for future medical expenses while enjoying tax benefits, you might be wondering which banks offer these accounts. Many top banks and financial institutions provide HSA savings accounts, making it easy for you to select the one that suits your needs best.

Here are some of the popular banks offering HSA savings accounts:

  • Bank of America
  • Chase
  • Wells Fargo
  • Citibank
  • PNC Bank
  • U.S. Bank
  • TD Bank
  • Ally Bank

Each of these banks has its own set of features and benefits when it comes to HSA savings accounts, so it's essential to compare them before making a decision. Some banks may require a minimum balance or charge fees, while others offer competitive interest rates and convenient online tools.

Before opening an HSA savings account with a specific bank, consider the following factors:

  • Minimum balance requirements
  • Fees and charges
  • Interest rates
  • Access to online banking and mobile apps
  • Customer service and support

By doing thorough research and comparing the offerings from different banks, you can choose an HSA savings account that aligns with your financial goals and preferences. Remember, an HSA can be a valuable tool for managing healthcare costs and saving for the future, so it's worth investing time in finding the right bank for your needs.


When considering a Health Savings Account (HSA), it’s crucial to not only know which banks provide these accounts but also to understand what makes each one unique. In addition to the well-known banks like Bank of America and Chase, regional credit unions and online banks often present competitive options for HSA savings accounts that may offer better interest rates and lower fees.

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