What Can Be Reimbursed Through an HSA?

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What HSAs reimburse and why

Health Savings Accounts (HSAs) provide a tax-advantaged way to save and pay for qualified medical expenses. Knowing what expenses can be reimbursed through your HSA is important for maximizing its benefits.

Here is a list of common eligible expenses that can be reimbursed through an HSA:

• Doctor's visits and co-pays
• Prescription medications
• Dental treatments
• Vision care, including glasses and contact lenses
• Chiropractic care
• Mental health services
• Physical therapy
• Hearing aids
• Preventive care services
• Medical equipment such as crutches or blood pressure monitors

Keep receipts and document for IRS

It's important to keep receipts and documentation for all expenses you plan to reimburse through your HSA to ensure compliance with IRS regulations.

To ensure compliance with IRS regulations, it’s crucial to maintain thorough records, including receipts and documentation, for any expenses you intend to reimburse through your HSA.

Comprehensive eligible expense list

Health Savings Accounts (HSAs) empower individuals by offering a tax-advantaged avenue to save for and cover qualified medical expenses. Understanding which expenses can be reimbursed through your HSA is key to reaping its full potential.

Below is a comprehensive list of common eligible expenses that can be reimbursed through your HSA:

• Doctor's visits and co-pays for primary care and specialists.
• Prescription medications, including some over-the-counter drugs (with a doctor's prescription).
• Dental treatments such as cleanings, fillings, and orthodontics.
• Vision care expenses including glasses, contact lenses, and corrective surgeries.
• Chiropractic treatments for musculoskeletal issues.
• Mental health services encompassing therapy sessions and psychiatrist consultations.
• Physical therapy for rehabilitation purposes after an injury.
• Hearing aids and associated batteries.
• Preventive care services like vaccinations and annual health check-ups.
• Medical equipment such as crutches, blood pressure monitors, and diabetic testing supplies.