What Can I Buy with an HSA? All You Need to Know

If you have a Health Savings Account (HSA), you might be wondering what you can buy with it. An HSA is a great way to save for medical expenses, but it can be confusing to know what is eligible for purchase. Here's a breakdown of what you can use your HSA funds for:

1. Medical Expenses:

  • Doctor visits
  • Prescriptions
  • Dental care
  • Vision care
  • Medical equipment
  • Mental health services

2. Over-the-Counter Items:

  • Allergy medicine
  • Pain relievers
  • Cold and flu remedies
  • First aid supplies
  • Sunscreen

3. Alternative Treatments:

  • Acupuncture
  • Chiropractic care
  • Massage therapy

4. Long-Term Care Services

Keep in mind that not all expenses are eligible, so it's important to check the IRS guidelines or consult with a financial advisor before making a purchase using your HSA funds.


If you have a Health Savings Account (HSA), you might be surprised at the variety of items you can purchase with it. HSA funds can not only cover routine medical expenses but also wellness products that support your health. Here's a detailed insight into what you can use your HSA funds for:

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter