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What Can I Buy with HSA Money 2018? - A Comprehensive Guide

Published May 28, 2024

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Short answer: HSA funds can be used for a broad range of qualified healthcare expenses such as prescription medications, doctor visits, dental and eye care, hearing aids, physical therapy, health insurance deductibles and copayments, medical supplies, and chiropractic care, and they should not be used for cosmetic procedures, health club dues, non-prescription medications without a prescription, or general health items like vitamins or supplements.

Qualified HSA purchases for healthcare services

Are you wondering what expenses are eligible for purchase using your HSA funds in 2018? Health Savings Accounts (HSAs) offer a great way to save for medical expenses, but it's essential to understand what you can spend the money on. Let’s dive into the details!

With HSA money, you can purchase a variety of healthcare-related items and services. Here are some common expenses you can pay for using your HSA funds:

  • Prescription medications
  • Doctor visits
  • Dental treatments
  • Eye exams and glasses
  • Hearing aids
  • Physical therapy
  • Health insurance deductibles and copayments
  • Medical supplies such as bandages and crutches
  • Chiropractic care

Eligible alternative treatments and exclusions

Additionally, you can also use your HSA money to cover alternative treatments like acupuncture and certain over-the-counter medications with a doctor's prescription. However, there are some expenses that are not eligible for HSA reimbursement:

  • Cosmetic procedures
  • Health club dues
  • Non-prescription medications (without a prescription)
  • General health items like vitamins or supplements

It's important to keep accurate records of your HSA expenses to ensure compliance with IRS regulations. You can use online tools provided by your HSA administrator to track your purchases and receipts.

Maximizing HSA with common qualified expenses

Remember, using your HSA funds for non-qualified expenses may result in penalties, so it's crucial to understand what is covered before making a purchase.

Curious about how to maximize your Health Savings Account (HSA) in 2018? Knowing what expenses are eligible can help you save on essential healthcare costs. HSA funds can be used for a broad range of expenses, including:

  • Prescription medications
  • Regular doctor visits for check-ups
  • Dental treatments like cleanings and fillings
  • Eye exams, glasses, and contact lenses
  • Hearing aids and batteries
  • Physical therapy sessions
  • Health insurance deductibles and co-pays
  • Medical supplies, including band-aids and crutches
  • Chiropractic care for your spine

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