What Can I Buy with My HSA Card Basic?

If you have a Health Savings Account (HSA), you might be wondering what you can purchase with your HSA card. The good news is that there is a wide range of eligible items that you can buy using your HSA funds. Here are some basics on what you can typically purchase:

• Prescription medications
• Over-the-counter medications with a prescription
• Medical supplies such as bandages, crutches, and blood pressure monitors
• Medical equipment like wheelchairs and walkers
• Dental care products and services
• Eye care products such as contact lenses and solution
• Mental health counseling services

It is important to note that not all expenses are eligible for HSA reimbursement. Some items that are typically not covered include cosmetic procedures, gym memberships, and general health and wellness products.

When using your HSA card, it is a good idea to keep your receipts and documentation in case of an audit. This way, you can easily prove that your purchases were for eligible medical expenses.

Your Health Savings Account (HSA) opens the door to numerous purchases that can help manage your healthcare costs. With your HSA card, you can cover:

• Prescription medications that your doctor prescribes to treat your health conditions
• Over-the-counter medications, as long as you have a prescription to justify the purchase
• Essential medical supplies like bandages and blood glucose monitors, crucial for your diabetes management
• Medical equipment such as wheelchairs or hospital beds that facilitate recovery at home
• Dental treatments including routine check-ups and preventative care like x-rays
• Eye-related purchases like contact lenses and cleaning solutions that help you maintain good vision
• Therapeutic services, such as mental health counseling, crucial for your overall well-being

Be sure to stay informed about eligible and ineligible expenses to maximize your HSA benefit.