What Can I Buy with My HSA Credit Card?

Many people are unaware of the flexibility that an HSA (Health Savings Account) credit card offers when it comes to making qualified purchases for their healthcare needs. If you're wondering what you can buy with your HSA credit card, the answer is quite a broad range of medical and health-related expenses:

• Prescription medications
• Doctor's appointments
• Dental care
• Vision care, including glasses and contact lenses
• Over-the-counter medications with a prescription
• Medical supplies such as bandages, contact lens solution, and diabetic testing supplies
• Mental health counseling
• Laser eye surgery
• Acupuncture
• Chiropractic care

It's essential to keep in mind that not all expenses are eligible, so it's best to check the IRS guidelines or consult with a financial advisor to ensure you're making qualified purchases.

With an HSA (Health Savings Account) credit card, you have the power to cover a wide array of healthcare-related purchases that can greatly improve your well-being. You can use your HSA funds for:

• Prescription medications
• Doctor's visits to help maintain your health
• Various dental services, including cleanings and fillings
• Vision care, such as prescription glasses and contact lenses
• Over-the-counter medications, provided you have a prescription
• Medical supplies, which include essential items like bandages and diabetic testing equipment
• Therapeutic services like mental health counseling
• Laser eye surgery to enhance your vision
• Alternative treatments such as acupuncture
• Chiropractic services for back pain relief

Always verify the eligibility of expenses through IRS guidelines or your financial advisor to maximize your HSA’s benefits.