What Can I Buy with my HSA Optum Bank?

Are you wondering what you can purchase using your HSA Optum Bank account? Let's dive into some of the eligible expenses that you can spend your HSA funds on:

When it comes to Health Savings Accounts (HSAs), the IRS has specific guidelines on what you can use the funds for. Here are some of the common items and services that are considered eligible expenses:

• Prescription medications
• Doctor's office visits
• Dental treatment
• Eye exams and glasses or contacts
• Chiropractic care
• Physical therapy
• Mental health services
• Medical equipment such as crutches, wheelchairs, etc.

It's important to note that not all healthcare expenses are eligible for HSA spending. You can refer to the IRS Publication 502 for a comprehensive list of eligible medical expenses.

If you're unsure about a specific purchase, it's always a good idea to check with your HSA provider or financial advisor to ensure that it qualifies as an eligible expense.

Curious about what items you can purchase with your HSA Optum Bank account? You're in luck! There are a variety of eligible expenses that your HSA funds can cover, allowing you to take charge of your health finances.

According to the IRS, certain medical expenses qualify for HSA spending. Common eligible items include:

• Prescription medications that are necessary for managing your health
• Routine visits to your doctor for check-ups and consultations
• Dental treatments like cleanings, fillings, and even orthodontics
• Eye exams, glasses, and contact lenses to support your vision care
• Services from chiropractors for alignment and treatment of musculoskeletal issues
• Physical therapy sessions that assist in recovery or rehabilitation
• Mental health services, including therapy and counseling
• Durable medical equipment like crutches, canes, and wheelchairs

Remember, not every healthcare expense qualifies for HSA reimbursement. For a detailed list of eligible expenses, refer to the IRS Publication 502.