What Can I Purchase with HSA Card?

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What an HSA card is for

If you have a Health Savings Account (HSA), you might be wondering what you can actually purchase with your HSA card.

An HSA is a tax-advantaged savings account that lets you set aside money for medical expenses. It comes with a debit card, making it easy to access your funds for eligible healthcare expenses.

Here are some of the items and services you can purchase with your HSA card:

Eligible purchases for HSA reimbursement

• Prescription medications
• Doctor's office visits
• Hospital services
• Dental care
• Eye exams and glasses or contact lenses
• Physical therapy
• Mental health services
• Medical equipment like crutches or blood pressure monitors
• Over-the-counter medications with a prescription
• Some alternative therapies like acupuncture or chiropractic care

It's important to note that not all expenses are eligible for HSA reimbursement. Cosmetic procedures, non-prescription drugs, and general health items like vitamins usually do not qualify.

Using your HSA card for eligible expenses is a convenient way to manage your healthcare costs. Just keep your receipts in case you ever need to prove that a purchase was a qualified medical expense.

More examples of eligible items

If you have a Health Savings Account (HSA), you may be curious about the variety of items you can purchase using your HSA card. This tax-advantaged savings account allows you to set aside money specifically for medical expenses, providing you with a debit card for convenience.

Eligible purchases include a range of healthcare-related services:

• Prescription medications and drugs
• Visits to your healthcare provider
• Emergency and inpatient hospital services
• Comprehensive dental care like cleanings and fillings
• Eye care, including exams and necessary eyewear such as glasses or contact lenses
• Physical therapy sessions as recommended by a doctor
• Counseling and mental health services
• Medical equipment, such as crutches, wheelchairs, or blood pressure monitoring tools
• Over-the-counter medications, provided you have a prescription
• Qualified alternative therapies like acupuncture or visits to chiropractors

It’s crucial to remember that not every expense qualifies for HSA reimbursement. Procedures aimed at cosmetic enhancement, vitamins, and non-prescription items typically do not qualify. Keeping all your receipts is advisable in case you need proof of your expenditures as qualified medical purchases.