What Can I Use for My HSA Card?

When you have a Health Savings Account (HSA), you may wonder what you can use your HSA card for. Your HSA card can be used to pay for a variety of medical expenses, making it a valuable tool for managing healthcare costs. Here are some common items and services you can use your HSA card to pay for:

  • Doctor's office visits
  • Prescription medications
  • Dental care, including cleanings, fillings, and braces
  • Eye care, such as exams, glasses, and contact lenses
  • Psychological counseling and therapy sessions
  • Medical equipment, like crutches or wheelchairs
  • Over-the-counter medications
  • First aid supplies
  • Chiropractic services

It's important to keep in mind that not all expenses are eligible for HSA funds. To ensure you're using your HSA card correctly, always check the IRS guidelines for qualified medical expenses. By using your HSA card for eligible expenses, you can save money on healthcare costs and take control of your healthcare spending.


Your HSA card is a valuable asset when it comes to managing medical expenses, and it can be used for a wide range of services, making healthcare more affordable. You can utilize it for doctor's office visits, enabling you to pay out-of-pocket instead of accumulating bills. Additionally, it covers prescription medications, so you don’t have to spend extra cash on essential treatments.

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