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What Can I Use My BCBS HSA For?

Published June 1, 2024

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Short answer: You can use your BCBS Health Savings Account for qualified medical expenses like doctor’s visits, prescriptions, medical procedures, dental care, eye exams and glasses, chiropractic care, and mental health services.

Qualified medical expenses you can pay

If you have a Blue Cross Blue Shield (BCBS) Health Savings Account (HSA), you may be wondering what expenses you can use it for. An HSA is a tax-advantaged account that allows individuals to save money for qualified medical expenses. Here are some of the things you can use your BCBS HSA for:

  • Doctor's visits
  • Prescription medications
  • Medical procedures
  • Dental care
  • Eye exams and glasses
  • Chiropractic care
  • Mental health services

Non-eligible costs and preventive services

It's important to note that not all medical expenses are covered by an HSA. Expenses such as cosmetic procedures or over-the-counter medications may not be eligible. Be sure to check with BCBS or the IRS for a comprehensive list of qualified medical expenses.

Your Blue Cross Blue Shield (BCBS) Health Savings Account (HSA) can be a valuable resource for managing healthcare costs. You can use it for not only doctor's visits and prescription medications but also for preventive services, such as vaccinations and screenings.

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