What Can I Use My First American Bank HSA For?

Having a Health Savings Account (HSA) with First American Bank brings many benefits and opportunities for using your funds for various medical expenses. You can use your First American Bank HSA for:

• Medical Expenses: Your HSA funds can be used for a wide range of qualified medical expenses such as doctor visits, prescriptions, dental care, vision care, and more.
• Out-of-Pocket Costs: If you have health insurance with a high deductible, you can use your HSA to cover out-of-pocket costs like deductibles, copayments, and coinsurance.
• Long-Term Care: You can also use your HSA funds to pay for qualified long-term care services for yourself, your spouse, or dependents.
• COBRA Premiums: If you are receiving COBRA continuation coverage, you can use your HSA to pay for the premiums.
• Medicare: Your HSA funds can be used to pay for Medicare premiums, deductibles, copays, and coinsurance.
• Prescription Medications: You can use your HSA to purchase prescription medications prescribed by a licensed healthcare provider.
• Alternative Therapies: HSA funds can be used for certain alternative therapies like acupuncture, chiropractic care, and naturopathy.
• Medical Supplies: You can use your HSA to buy medical supplies such as bandages, crutches, and diagnostic devices.
• Travel Expenses: In some cases, you can use your HSA funds for travel expenses related to medical care such as transportation and lodging.

Your Health Savings Account (HSA) with First American Bank allows for flexible usage of funds towards various essential medical expenses. Not only can you cover doctor visits and prescriptions, but also tapping into funds for vision care and dental treatments is incredibly beneficial.