What Can I Use My HSA Card For in 2018?

If you have a Health Savings Account (HSA) and are wondering what you can use your HSA card for in 2018, you're in the right place. An HSA is a great way to set aside pre-tax money for medical expenses, but it's essential to know what is considered a qualified expense.

Here are some items you can use your HSA card for in 2018:

  • Prescription medications
  • Doctor visits and co-pays
  • Dental treatments
  • Eye exams, glasses, and contact lenses
  • Medical equipment like crutches or thermometers
  • Mental health counseling
  • Physical therapy
  • Acupuncture

Remember, not all medical expenses are eligible for HSA spending. It's essential to familiarize yourself with what is considered a qualified expense to avoid any issues.


If you have a Health Savings Account (HSA), understanding what you can use your HSA card for is crucial for maximizing your savings in 2018. Since HSAs allow you to set aside pre-tax money for medical expenses, knowing the range of qualified expenses can significantly benefit your health and finances.

This year, you can use your HSA card for numerous qualified medical expenses including:

  • Prescription medications and certain over-the-counter drugs with a prescription
  • Routine doctor visits and necessary co-pays
  • Dental procedures such as cleanings, fillings, or braces
  • Vision care like eye exams, prescription glasses, and contact lenses
  • Medical equipment, including items like crutches, heating pads, and thermometers
  • Therapeutic services like mental health counseling and therapy sessions
  • Physical therapy treatments following an injury or surgery
  • Alternative treatments including acupuncture to alleviate pain

It's important to note that not every medical expense qualifies for HSA spending. Ensure you are informed about eligible expenses to make the most of your account and avoid potential penalties.

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