What Can I Use My HSA Card On? Understanding HSA Eligible Expenses

Check eligibility on the go — browse 7,000+ HSA-eligible products in the free app.

Qualified medical expenses you can pay

If you have a Health Savings Account (HSA), you may be wondering what expenses you can use your HSA card on. Understanding HSA eligible expenses is crucial for maximizing the benefits of your account. An HSA is a tax-advantaged account that allows you to save and pay for qualified medical expenses. Here's a breakdown of what you can use your HSA card for:

• Prescription medications
• Doctor's visits and medical procedures
• Dental care, including cleanings, fillings, and braces
• Vision care, such as eye exams, glasses, and contacts
• Mental health services, including therapy and counseling
• Over-the-counter medications with a prescription
• Medical equipment, like crutches, blood pressure monitors, and diabetic supplies

Non-qualified items HSA funds can’t cover

It's important to note that not all expenses are eligible for HSA funds. Non-qualified expenses, like cosmetic procedures and gym memberships, cannot be paid for with your HSA card. Keeping track of your receipts and understanding what is considered a qualified medical expense will help you make the most of your HSA.

Why knowing HSA card usage matters

With a Health Savings Account (HSA), knowing what you can pay for with your HSA card is vital for making wise financial choices regarding your health. Your HSA can cover a variety of medical expenses, enhancing your ability to take care of your health effectively.