What Can I Use My HSA for in 2022?

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Core HSA eligible expense examples

If you have a Health Savings Account (HSA), you may wonder what expenses you can use it for in 2022. An HSA is a tax-advantaged account that allows you to save money for medical expenses. Here are some common uses for your HSA:

• Doctor visits and medical exams
• Prescription medications
• Dental care, including cleanings, fillings, and braces
• Vision care, such as eye exams, glasses, and contact lenses
• Mental health services, including therapy sessions
• Over-the-counter medications with a prescription

Broader 2022 HSA eligible expenses list

These are just a few examples of what you can use your HSA for. Remember that the IRS determines which medical expenses are eligible for HSA funds, so it's essential to keep receipts and records of your purchases.

If you have a Health Savings Account (HSA), you might be curious about the range of expenses you can cover in 2022. HSAs are a brilliant way to save money for medical costs while enjoying tax benefits. Here’s a more extensive list of what you can use your HSA for:

• Doctor visits and medical exams, ensuring regular check-ups and screenings are covered.
• Prescription medications, enabling you to manage your health efficiently.
• Dental care that encompasses cleanings, fillings, braces, and other necessary treatments for optimal oral health.
• Vision care services, like eye exams, contact lenses, and glasses, making sure you can see clearly.
• Mental health services are also included, covering therapy sessions and counseling for your mental well-being.
• Over-the-counter medications can be purchased too, provided you have a prescription, giving you flexibility in managing common ailments.
• Long-term care expenses can also be covered by your HSA, helping you plan for the future.
• Medical equipment, such as crutches or wheelchairs, is eligible, ensuring you have what you need when the time comes.
• Chiropractic care visits to maintain your body’s alignment and health are also an option.
• Alternative treatments like acupuncture can be covered as part of your HSA benefits.
• Even certain wellness products, including smoke cessation programs, can be reimbursed through your HSA.
• Keep in mind that maintaining receipts and proper documentation is essential; the IRS lists what qualifies as an eligible expense.