What Can I Use the HSA Card For? - Understanding HSA Benefits

If you have a Health Savings Account (HSA), you may wonder about the potential uses of the HSA card. An HSA card functions like a debit card and allows you to pay for qualifying medical expenses. Here are some common uses of the HSA card:

• Doctor visits and consultations
• Prescription medications
• Medical procedures and surgeries
• Dental care, including check-ups, cleanings, and treatments
• Eye care, such as exams, glasses, and contact lenses
• Mental health services and therapy
• Specialized treatments like chiropractic care or acupuncture
• Over-the-counter medical supplies like bandages or first aid kits (with a prescription)
• Medical equipment rentals or purchases

It's important to note that not all expenses may qualify for HSA card usage. Be sure to review the IRS guidelines or consult with a financial advisor to understand what is covered.

Your HSA card can serve as a valuable tool for managing your healthcare costs. Aside from regular doctor visits, it can also be used for preventive care services that keep you healthy.